Business
Brigman Insurance Group is well positioned to become your trusted advisor. Our primary goals are to fill gaps in coverage while also protecting your balance sheet. We only work with reputable insurance companies and we provide tailored solutions for our clients. In today’s world shifts in economics and technology are creating volatility for businesses. We help clients focus on taking their business to the next level.
General Liability
CGL is an insurance policy issued to business organizations to protect them against liability claims for property damage and bodily injury arising out of premises, operations, products, and completed operations.
Commercial Umbrella
The demand for the commercial umbrella is increasing as a requirement for many business relationships. A commercial umbrella policy is an excess liability policy designed to provide protection against catastrophic losses. It is generally issued over various primary liability policies.
Bonds
A surety contract guarantees the performance of another party by agreeing to stand in the place of its principal if the principal fails to do what it has promised to do. The contract through which the guarantee is executed is called a surety bond. Most often used in construction contracts
Builders Risk
Builders risk insures buildings in the course of construction, property in off-site storage locations, as well as property in transit. Builders Risk policies are usually written on an all risk basis and the need of the client and builder can vary greatly. Give us a call today to discuss!!
BOPs
A Business Owners Policy is a package policy that provides property and liability coverage for businesses. Typically, BOPs have unique features that make them a great fit for qualifying businesses. Talk to an expert today to see how we can help protect your business!
Commercial Property
Commercial property coverage insures against damage to buildings or business personal property due to a covered cause of loss such as windstorm, lightning, fire, etc. Talk to an expert today at Brigman Insurance Group to see how we can help protect your business exposures.
Workers’ Comp
Workers compensation is the system by which no-fault statutory benefits prescribed in state law are provided by an employer to an employee (or the employee's family) due to a job-related injury (including death) resulting from an accident or occupational disease. Call today so we can assist!
Liquor Liability
Common law liability imposed on those selling alcoholic beverages, as well as the statutory liability established in some states, which is excluded in general liability policies.
Business Auto
A business requires commercial auto coverage for all company owned/leased vehicles. If you or an employee have an accident in a company car you may be liable for bodily injuries, property damage, etc. The commercial auto policy helps offset out of pocket costs on covered auto physical damage.
Errors & Emissions
Errors & Emissions, E & O refers to a type of liability coverage designed to protect traditional professionals like real estate agents, accountants, attorneys, and certain consultants. Professional liability can also cover cosmetologist in the same capacity.
Cyber Liability
The vast majority of the items we manage for our business are web based. Talk to an expert at Brigman Insurance Group so we can assess your situation and provide a tailored product to meet your needs.
Crime
One of the highlighted items in a crime coverage protects against employee dishonesty. Covering theft of money and/or property, the policy can be written with a per-loss limit, a per-employee limit, or a per-position limit.